Residential Loans

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How It Works

SHORT OR LONG TERM WITH
NO PREPAYMENT PENALTY

NO MINIMUM CREDIT SCORE

SMALL LOANS OR BIG LOANS

NO APPRAISAL

PERSONAL NAME, COMPANY, OR LAND TRUST

ANY PROPERTY TYPE

Find The Loan Program That Works For You

Getting the the perfect loan has never been easier at Ivy Lender. We understand that investors have different goals in today’s market, and that’s why we cater each loan to the specific goals you have. From your very first inquiry, through underwriting and closing, we want to ensure that your loan is perfectly customized to fit the needs of your project, and that it also aligns with the financial parameters of your budget.

FIX AND FLIP / CASHOUT REFI

Quick Financing for the investor who wants to get in, get out, and move onto the next project. If you already own a property outright, Ivy Lender can collateralize that real estate for direct funds to use on your next investment purchase.

Flexible LTVs (based on both Purchase Price and ARV)
Competitive Rates (Interest-Only and/or Fully Amortized options)
Minimal Insurance Requirements (No Wind / Flood / Builder’s Risk required)
No Balloon / No Prepayment Penalty
Free Comparable Analysis
Free Repair Analysis

FOREIGN NATIONAL LOANS

Hassle-free options for investors who do not meet standard credit qualifications

ZERO prequalification financing
No Docs or Credit Required
All Residential and Commercial Property considered, including Condos

NON-RECOURSE LENDING

Tailored loans for investors who invest with their alternative investment accounts

Purchase properties through your Self-Directed IRA
Unique financing options with no personal guarantee
Profits are Tax-Deferred
Zero Prequalification or Documentation Required

TRANSACTIONAL FUNDING

Reliable, guaranteed financing for wholesalers who specialize in the “double closing”

Perfect for wholesalers
No minimum or maximum loan amounts
Title company-friendly
1-3 day funding
For transactions under $1mm, 1% of loan amount or $1,000, whichever is greater
For transactions Over $1mm, inquire about specific terms