Working Capital Loans

We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when traditional lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you one-on-one personalized service.

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There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.

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Our Revenue Based Financing allows businesses to borrow against money that is owed to them from services already completed or against future earnings that are received through a fixed percentage from either your bank account or credit card terminal.

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Benefits of Revenue Based Financing

 

• Allows quick access to working capital

• Approvals based on cash flow, not traditional metrics

• Payments based on a fixed percentage of sales

• Financing that doesn’t require any equity

• Easy qualification process with no personal collateral required

 

 

Ideal for …

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• Manufacturers

• Wholesalers

• Medical Practices & Suppliers

• Agriculture Producers & Service Providers

• Contractors

• Restaurants

• eCommerce

• Hotels

 

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Qualifications

 

Yes

 

9 months in business

 

Business Revenue must be $100,000 + 

 

Business owners must be U.S. citizens or legal permanent residents

 

Business owners must have personal credit scores above 540

 

Cash flow to support loan payments

 

No

 

Bankruptcies or foreclosures in the last 3 years

 

Prior default on government backed loans

 

Outstanding tax liens

 

Loan proceeds cannot be used for unpaid taxes